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Home Refinancing in US

Welcome to Karthik Mortgage Inc, your trusted mortgage loan officer dedicated to finding the best loan solutions tailored to your unique needs. With a passion for helping individuals and families achieve their homeownership dreams, we specialize in a variety of loan types, including FHA Loans, VA Loans, Jumbo Loans, and Conventional Loans. Our team is here to provide you with personalized service, ensuring that you feel confident and informed every step of the way.

In addition to our loan offerings, we understand the importance of flexibility and choice when it comes to refinancing your mortgage. That's why we provide comprehensive refinance programs, including Conventional and Jumbo options. Whether you're looking to lower your monthly payment, access equity, or achieve a different financial goal, our expert guidance will help you determine the best refinancing strategy for your situation.

When it comes to supporting homeownership, we also offer a range of additional products and programs designed to assist you. From Down Payment Assistance to First Time Homebuyer Loans, we ensure that financing a home is accessible and achievable for everyone. Our 100% Financing option allows qualified buyers to purchase a home without a down payment, while our FHA 203H Loan supports those affected by disasters, making it easier to get back on your feet. Additionally, our P&L Loan and 2nd Mortgage solutions give you even more options to tailor your financial plan.

At Karthik Mortgage Inc, we believe that trust is the foundation of every great partnership. That’s why homeowners and buyers across the United States choose us for our honesty, reliability, and unwavering commitment to their success.

From your first consultation to the final closing, our dedicated team works tirelessly to make your home financing experience smooth, transparent, and stress-free. We take pride in offering personalized attention, clear communication, and expert guidance that help you make confident financial decisions.

At Karthik Mortgage Inc, we believe that trust is the foundation of every great partnership. Homeowners and buyers across the United States choose us for our honesty, reliability, and unwavering commitment to their success. From your first consultation to the final closing, our team works tirelessly to make your home financing experience smooth, transparent, and stress-free. We take pride in offering personalized attention, clear communication, and expert guidance that help you make confident financial decisions.

With a proven record of satisfied clients and years of industry expertise, Karthik Mortgage Inc has earned a reputation as one of the most dependable mortgage partners nationwide. Wherever you are in the U.S., you can count on us for the knowledge, care, and professionalism you deserve — because your dream home deserves nothing less.

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Contact Us

5900 Balcones Dr #17422
Austin, TX 78731
Phone: (470)-706-5858
karthik@karthikmortgage.com

Customer Reviews

Customer Reviews

J
Jagadish Tippini
★★★★★
Karthik and his team @ Karthik Mortgage Inc. were a dream to work with—Super communicative and on top of everything from start to finish. He was always helpful and never seemed frustrated. If you're thinking about refinancing, I can't recommend him enough! Thanks so much Karthik!
M
Mahalingam Ramasamy
★★★★★
I had an outstanding experience working with Karthik for my recent home loan. From the initial application to the final closing, the entire process was incredibly smooth and efficient. Karthik is on top of every detail, ensuring all deadlines were met without any hitches. What can often be a stressful process was made simple and straightforward thanks to their professionalism and expertise. I highly recommend Karthik to anyone looking for a hassle-free lending experience.
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S
Sriram Ramesh
★★★★★
Entire refinance process was very smooth, super communicative, always available for any clarifications.
S
Saidulu Sai
★★★★★
Karthik has provided a great service, explained all details and approachable for all your queries.
R
Ramasamy Muthusamy
★★★★★
Excellent Service. Karthik is detailed always and provides best service.
A
Ashok Peddi
★★★★★
Detailed explanation!!!
S
Sridhar P
★★★★★
Overall, working with Karthik and team was a good experience. I wish all the best and success in their future endeavors.
S
Srikant Konnur
★★★★★
Great team to work with! They follow up consistently and make sure we don't experience any hiccups during the closing process. Fair and transparent transactions.
M
Manoj Ramalingam
★★★★★
We were very fortunate to work with Karthik and his team for processing mortgage for our first home. The process was pretty smooth. Karthik took time to explain what to expect in the process. His team is knowledgeable, diligent in following up and provided guidance on document uploads and verification. The whole process got completed in couple of days and resulted in a smooth closing experience.Happy that we found the right partner to work with.. Thank you Karthik & Team! Excellent job!
R
Ravi Kura
★★★★★
Karthik and his team did an amazing job with refinance. Felt Karthik is very trustworthy and knowledgeable and highly responsive. Great working with him.
V
Vadivelkumar Palanisamy
★★★★★
Recently I got opportunity to work with Karthik on my house home refinancing. He gave us very competitive interest compare to other lenders and he has in depth knowledge on the tax differentiation between different states. He is very transperant from starting to end. Thank you for all the help and wish you achieve great success!